Insurance Options

We offer a wide variety of Insurance, many of which can also be useful tools when Estate Planning.

An independent agent can do important things for you: Bob has at his disposal the ability to quickly check prices and coverages with dozens of different insurance companies. Since rates vary widely an independent agent can very likely get you a better deal than you can get for yourself.

Below you will see the types of Insurance we offer and why each is unique.

Critical Illness -provides a lump-sum benefit to an individual who is diagnosed with a specified serious life altering illness or medical event
Disability Insurance-is designed to replace a portion of your income if you become disabled and are unable to earn an income.

Term Insurance- Simply put, term life insurance is a type of life insurance that provides coverage for a specific set period of time.

Whole Life- combines permanent life insurance protection with an opportunity for tax-preferred cash value growth.

Universal Life-combines permanent life insurance protection for lifelong peace of mind with a broad range of investment account options for tax-preferred savings growth. 

Long Term Care-helps cover the cost of care if you are unable to care for yourself due to a decline in your mental or physical abilities. 

Insurance Products offered by a wide variety of Insurance Carriers and provided through the Gryphin Advantage Inc.

Mutual Funds and some Segregated Funds provided by the Fund Companies are offered through Worldsource Financial Management Inc.; other Products and Services are offered through Robert Govan andGovan Wealth Management.

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